Tag Archives: Structured

Jan 05

Mutual Funds vs. Annuities vs. Structured Settlements

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An investment fund is a way for you for a small sum of money that might not be able to diversify elsewhere. Small investors generally invest in mutual funds. If you’re buying a mutual fund, in reality, the purchase of a property interest in an Investment Corporation. These companies have fund managers who invest money for you. Apart from investment, but also buy and a time when I think it might be advantageous to sell.

- Structured Settlement Annuity

There are other investors whoshares owned by the same company. The reason for these investments are available, because the money is collected from a large group of people and investment. Investing in general the money of investors with funds raised for the purchase of various debt and equity.

Fits many mutual fund investors as an investment that simply offers a great diversity. The best thing for mutual support is to keep track of only a single investment, rather than a number of different investments.You will receive a quarterly or annual net sales or in a bad year you could pay even net losses.

- Structured Settlement Annuity

An annuity is a general agreement between an insurance company and a client. This is a great way to receive payment for a specified period or the life of a person at a time. You can purchase an annuity payment is paid a lump sum or less. The profit performance of the pension can be useful or may be deferred until retirement so immediately and is aProvide income for a longer period.

Most people are unaware of these investments, taxes, insurance, rent and then build.

Insurance companies need to know an educated workforce with the right skills, as wise investments. After a period of the amount invested in the purchase by pension payments will be paid by the insurance service. Payments can be monthly or yearly, and you get to keep for life.The insurance company collects pensions by several people to invest in profitable companies. The payments for the customer is charged the amount of profit.http://www.structuredsettlementannuity.goodarticlesite.com/mutual-funds-vs-annuities-vs-structured-settlements/

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Nov 14

The Structured Annuity Settlement Explained

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While the terms “structured annuity settlement” and “structured annuities” are often used, they are rarely explained in any detail. In the event that this is so, the following answers may be helpful:

How do you define structured annuity settlements? A structured annuity is when an insurance company gives out cash installments as payment to a qualified individual (for instance, he suffers an accident taken care of by insurance).

During a set amount of time, cash payments will periodically be made. Generally, this time period last as long as the claimant is alive. The cash installments may be paid through a variety of ways, including following a flat-rate amount, cash settlements and even lump sums.

You might wonder, what is the underlying mechanism that drives structured annuity settlements? A structured annuity settlement is a long duration contract, hence it becomes imperative that the people involved (especially the person who is entitled to receive it completely understand the following components: the policies for settlements, the payment schedule, the amount of each payment, and where it should be sent.

He should even possess relevant documents (like a copy of the agreement and also the annuity application). The legal and regulatory problems with a settlement broker can be hard to assess.

What are some of the pros to structured annuity settlements? Those who get settlement disbursements can look forward to long-range financial peace of mind. Additionally, the money for annuity agreements is tax-free, on the condition that payment structures would stay the same as per the original agreement.

What are some of the cons to choosing a structured annuity settlement? Even though structured annuities have their benefits, your cash value of the total sum to be paid will depreciate.

For instance, someone is supposed to receive ,500 per payment. While in 2009 this might be significantly high, as inflation along with different variables (reasons like an economic recession, etc). The value of this will diminish over time. A lump sum can be obtained and is desirable to a structured annuity. This might be specifically a reality for persons who have a requirement for fast cash to cover expenses, or for investment purposes.

Many private financial companies have this option available. The Internet can be a great source of information on these programs. If you want to learn further information about structured annuities, search the internet for relevant websites. Here are several useful websites about structured annuities: http://www.structured-settlements-guide.com and http://www.integrityfunding.net/.

What are some helpful tools I can use to better understand this? There are many sites on the internet that can spell out the intricate details of the structured annuity settlement. Some info you may look out for include the relevant laws and regulations applicable to your area. Within the USA, for instance, Federal IRS statute 104 provides a description of structured settlement). Structured settlement discount rate calculators are available online to assist you in determining the best rate for your policy; you can also find sites that will provide you with expert advice on how to handle your annuity.

That’s all there is to it! Hopefully, these tips gave you a better understanding of the concept of a structured annuity settlement. Good luck with it!

Renata Lavlor writes about Insurance and other Finance & Real Estate as a staff writer for HowToDoThings.com.

Nov 14

Selling Structured Settlement Payments: Part 1 Understand What You Own

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Richardson, TX (PRWEB) January 24, 2011

This paper provides a brief education for the owner of structured settlement payment rights, especially anyone considering a sale of future payments.

Structured settlements result from personal injury lawsuits. The injured party, or claimant, and his or her attorney, accepts a specific amount of money in exchange for agreeing to release the other party from further liability. The legal process stops when a formal settlement agreement is reached and the lawsuit?s defendant agrees to purchase an annuity from a large, highly rated insurance company. The annuity is an agreement that directs the insurance company to make payments to the claimant. The annuity invests someone else?s money on behalf of the claimant, just as if funds were used to purchase a bank Certificate of Deposit, or placed in a Money Market account. The funds are issued to the claimant in the future according to a predetermined schedule.

It is important to note that the annuity itself is NOT the property of the claimant. It was purchased by another party on the claimant?s behalf. The purchasing party is referred to as the ?Obligor? or ?Annuity Owner?. The original injured party does, however, own a financial asset that has monetary value. That asset is the ?right to receive payments,? the actual legal right to a certain amount of money that will be paid in the future according to the annuity schedule.

Nov 07

?Be Like Jerry? Woodbridge Structured Funding, LLC Launches New National Television Advertising Campaign

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BOCA RATON, Florida (Vocus/PRWEB) March 11, 2011

Woodbridge Structured Funding, LLC, a Florida and California-based company specializing in the factoring of structured settlements, lottery payments and annuities has launched the humorous ?Be Like Jerry? campaign, joining their competitors in television advertising.

This television ad campaign is an exciting new venture for Woodbridge Structured Funding, a growing competitor in the structured funding market. This new advertising campaign is in direct competition to JG Wentworth and Peachtree Settlement Funding, who have placed their advertising budgets heavily on television ads, whereas Woodbridge has mainly focused their advertising efforts through Search Engine Optimization techniques and Internet advertisements. Now Woodbridge is out to gain a larger share of the industry.

?Be Like Jerry? is an entertaining and lighthearted advertisement about two next-door neighbors, Gary and Jerry who are both selling their structured settlements. Gary, who went through a company that advertised how fast they get you your money, learn that he got far less money than his neighbor Jerry, who went through Woodbridge. Now Garry wishes he were like Jerry, who got his money in the same amount of time and with a larger lump sum. Be like Jerry, who went through Woodbridge, ?and get the most cash for your structured settlement, annuity or lottery winnings.?

?We are so confident we can beat any other offer we?ll give you $ 500 cash if we don?t,? said the Woodbridge TV advertisement announcer. ?Don?t leave your money on the table. Call Woodbridge Structured Funding today for a free quote and learn how you can get the highest lump sum for your payments and get fast access to your money.?

See our website for full terms of our offer, as well as a link to our new commercial.

Woodbridge Structured Funding, LLC can be found online at http://woodbridgeinvestments.com

About Woodbridge Structured Funding, LLC

Woodbridge and its predecessor companies have been pioneers in the financial services industry. Over fifteen years ago, Woodbridge innovated the purchase of future payments in return for a lump sum. Since 1993, Woodbridge Structured Funding LLC, its predecessor companies and founders, have bought nearly a billion of dollars worth of payments from individuals wishing to sell structured settlement, sell annuity payments or sell their lottery winnings, all by working with one satisfied customer at a time.

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Nov 07

Woodbridge Structured Funding, LLC Enters Pre-Settlement Business

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Boca Raton, Florida (Vocus/PRWEB) April 06, 2011

Woodbridge Structured Funding, LLC today announced the expansion of their business into the lucrative field of pre-settlement funding. This new division, Woodbridge Pre- Settlement Funding, LLC, will be a sister company of Woodbridge Structured Funding, LLC, and will provide plaintiffs and accident victims with lawsuit cash advances based on their pending lawsuits before their case settles.

A pioneer in the factoring of lottery, annuity and structured settlement cash flow, Woodridge will commence operations of its lawsuit cash advances services on April 11, 2011, along with the launching of the new company?s website.

Richard Salvato, Executive Vice President heading up the new business line, says, ?This is a natural extension of our current business model. In our marketing efforts for structured settlements, we receive a substantial amount of inquiries from individuals who have not settled their injury cases and are in need of money for basic essentials, like food and rent, while their case is making its way through the legal system.?

Just as Woodbridge Structured Funding LLC, allows individuals to receive lump sum cash advances for their future structured payments, Woodbridge Pre- Settlement Funding LLC, will provide the money for pending legal cases with lawsuit cash advances, helping many individuals stay afloat financially until their case is settled.

Woodbridge Pre-Settlement Funding, LLC can be found online at http://www.woodbridgeinvestments.com

About Woodbridge Structured Funding, LLC

Woodbridge and its predecessor companies have been pioneers in the financial services industry. Almost 20 years ago, Woodbridge innovated the purchase of future payments in return for a lump sum. Since 1993, Woodbridge Structured Funding, LLC, its predecessor companies, and founders, have bought nearly a billion dollars? worth of payments from individuals wishing to sell structured settlement, sell annuity payments or sell their lottery winnings, all by working with one satisfied customer at a time.

Woodbridge Structured Funding LLC, is a sister company of Woodbridge Pre- Settlement Funding LLC, which provides money for pending lawsuits with lawsuit cash advances.

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Related Marketing Annuities Press Releases

Nov 06

Annuity Transfers, Ltd. Releases Part Two of Structured Settlement Education Series

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Dallas, TX (PRWEB) May 01, 2011

Annuity Transfers, Ltd. recently released the second of a four part series of articles designed to educate sellers of structured settlements. The latest article is titled ?Understanding the Present Value of Future Payments?. In it, Annuity Transfers Ltd.?s founder, Bob Thompson, provides insight into how the present value of a structured settlement is determined.

Mr. Thompson explains what a seller of a structured settlement should ask to ensure they are getting the best price for their settlement. In particular, two important questions are: 1.) What method was used to determine the Present Value of a future payment? 2.) How can I confirm that the competitive marketplace played a role in determining the value of the future payment? The article goes on to explain in detail the methodology of Present Value and marketplace impact on the value of a structured settlement. The entire article is available online at http://www.annuitytransfers.com/blog/industry-news/selling-structured-settlement-payments-part-2-understanding-the-present-value-of-future-payments/.

In an interview for this release Mr. Thompson noted ?Sellers of structured settlement payments can feel comfortable that the sales process is regulated by the law, but the individual seller is fully responsible for forcing the market to work in his or her favor.?

About Annuity Transfers, Ltd.

Annuity Transfers, established in 2003, purchases structured settlement annuity payments by combining the highest court approval rate in the industry and utilizing its own capital to close 100% of transactions within three days of court approval.

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Nov 06

Annuity Transfers, Ltd. Releases Part Three of Structured Settlement Education Series

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Richardson, TX (PRWEB) May 30, 2011

Annuity Transfers, Ltd. recently released the third of a four part series of articles designed to educate sellers of structured settlements. The latest article is titled ?Finding Value in the Legal Process?. In it, Annuity Transfers Ltd.?s founder, Bob Thompson, provides insight into what is required legally to sell a structured settlement and what that means to the process and the deal for sellers of structured settlements.

Mr. Thompson explains that a seller of a structured settlement should always request nothing less than what the market will bear and that sellers should remind purchasers that the better the terms of the deal, the more likely the judge is to approve the deal. However he goes on to caution readers that no one involved in the structured settlement transfer process should assume anything. The entire article is available online at http://www.annuitytransfers.com/blog/industry-news/selling-structured-settlement-payments-part-3-finding-value-in-the-legal-process/.

In an interview for this release Mr. Thompson noted ?…sellers must understand what is required legally when selling structured settlement payments and how the legal framework for selling payments actually protects them.?

About Annuity Transfers, Ltd.

Annuity Transfers, established in 2003, purchases structured settlement annuity payments by combining the highest court approval rate in the industry and utilizing its own capital to close 100% of transactions within three days of court approval.

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Nov 06

Woodbridge Structured Funding’s Entrance into the Pre Settlement Business Proves an Immediate Success

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Sherman Oaks, CA (PRWEB) June 22, 2011

Richard Salvato, Executive Vice President of Woodbridge Pre Settlement Funding LLC has today announced the successful funding of over 50 pre settlement cases in its first 60 days in business.

Salvato stated, “We are off to an amazing start with current expectations of volume exceeding 100 transactions per month. We have already been repaid on two of the transactions with exceptionally high returns on an annualized basis with one being repaid within 15 days.?

Mr Salvato attributes the success not only to an aggressive marketing and referral campaign, but also to the commitment and dedication of the processing and underwriting team, some with nearly 20 years of experience in the lawsuit funding industry.

Woodbridge Pre Settlement Funding, LLC can be found online at http://woodbridgepresettlement.com

About Woodbridge Pre-Settlement Funding, LLC

Woodbridge Pre-Settlement Funding, LLC, is a sister company of Woodbridge Structured Funding, LLC, a pioneer in the cash now financial services industry. Since 1993, Woodbridge and its predecessor companies and founders have been providing lump sum cash payments for future structured settlement, annuity and lottery winnings with over 1 billion dollars of purchased future payments.

Now with its Pre-Settlement company, the experienced financial professionals at Woodbridge provide lawsuit cash advances for individuals expecting a settlement from a personal injury lawsuit.

When choosing Woodbridge Pre-Settlement Funding, plaintiffs realize the advantages of getting advanced lawsuit settlement funding from a highly professional and experienced company.

About Woodbridge Structured Funding, LLC

Woodbridge and its predecessor companies have been pioneers in the financial services industry. Nearly twenty years ago, Woodbridge innovated the purchase of future payments in return for a lump sum. Since 1993, Woodbridge Structured Funding LLC, its predecessor companies and founders, have bought nearly a billion of dollars worth of payments from individuals wishing to sell annuity and structured settlement payments, or sell their lottery winnings by working with one satisfied customer at a time.

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Nov 06

Annuity Transfers, Ltd. Releases Final Installment of Structured Settlement Education Series

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Richardson, TX (PRWEB) June 25, 2011

Annuity Transfers, Ltd. recently released the final installment in their series of articles designed to educate sellers of structured settlements. The latest article is titled Closing the Deal: ?I Want My Cash Now!? In this final installment, Annuity Transfers Ltd.?s founder, Bob Thompson, explains the process and timetable associated with receiving payment from the sale of a structured settlement.

Contrary to the popular marketing mantra of ?I want my cash now?; the closing or actual payment from the sale of a structured settlement is often, in reality, ?as soon as possible? rather than ?now?. However, the date of payment and other pertinent information should be easily understood by the seller and should always be outlined in the contract documents. Mr. Thompson writes ?Sellers should always expect more than ?ASAP?. The funding process should be easily understood and include a specific time frame, pending completion of all documented funding requirements.?

In an interview for this release Mr. Thompson noted ?Requiring the funder to provide details removes any mystery related to the exact funding date.?

About Annuity Transfers, Ltd.

Annuity Transfers, established in 2003, purchases structured settlement annuity payments by combining the highest court approval rate in the industry and utilizing its own capital to close 100% of transactions within three days of court approval.

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Nov 06

RSL Funding Has Legal Right to Offer More Money to Structured Settlement Customers, Notes Industry Watchdog Structured Settlement Institute

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Boynton Beach, FL (PRWEB) June 30, 2011

A Harris County, Texas district court earlier this month struck down Imperial Structured Settlements’ attempt to use the courts to prohibit RSL Funding from offering customers more money for their annuity payments. “Imperial’s use of the court system to limit competition was recently rejected through a court imposed Summary Judgment on June 14, 2011 in the district court of Harris County, Texas (Cause No. 2010-49166),” states Stewart Feldman, speaking on behalf of The Structured Settlement Institute (SSI, http://www.structuredsettlementinstitute.org), a not-for-profit organization established to educate sellers of structured settlements regarding fair and equitable industry practices.

RSL Funding is recognized nationally for offering structured settlement recipients more money for their future settlement payments. RSL Funding is a direct competitor of Imperial’s in the marketplace for the purchase of future payments. Imperial sought the court’s assistance in preventing annuitants from receiving more lucrative offers from RSL Funding.

Companies like RSL Funding actively pursue owners of structured settlement payments to make competitive offers, leaving the customers and the courts to ultimately decide whether it is in the payees’ best interest to receive more money than less.

The Texas court upheld the annuity recipient’s right to continue seeking competitive offers until an enforceable contract with the customer is in place. As a matter of law, no structured settlement company can bind a customer to a transfer agreement until an application for transfer of structured settlement payment rights has been approved by the courts and not until an order of transfer has been entered by a court. Until these contractual prerequisites are met, customers are welcome (and encouraged) to continue looking for offers that serve their best interests.

Imperial argued that its proposed transfer agreement that had not yet been approved by a court is an enforceable contract with its customer, so that any competitor offering more money to the customer is subject to a claim for “tortious interference with an existing contract,” when in fact, Imperial has no legal right to prohibit competition. Courts have ruled against Imperial, striking down as unfair its sales tactics in favor of broader market competition.

In a recent securities filing, Imperial’s parent, Imperial Holdings’ reported that its average discount rate was 18.3% per year. According to Stewart Feldman, “Such an astonishingly high discount rate is unsustainable and is an aberration in the marketplace. It’s no wonder why Imperial resorted to the courts to protect its untenable position.”

According to Mr. Feldman of the Structured Settlement Institute, an educational organization, “As a result of the recent court ruling, customers are able to survey the marketplace to evaluate fair pricing for the sale of their future structured settlement payments.” And as a result, RSL Funding will continue to make competitive offers to annuitants.

For further information, contact the Structured Settlement Institute (SSI) at (561) 880-0333, a not-for-profit organization established to educate sellers of structured settlements regarding fair and equitable industry practices.

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